On Wednesday, NAB was the first of the big four lenders to say it would pass on the full increase to its standard variable home loan customers from November 17, meaning its lowest advertised mortgage rate will climb from 6.59 per cent to 6.84 per cent a year. National Australia Bank, ANZ and Westpac have lifted interest rates for borrowers after the Reserve Bank raised the official cash rate by 0.25 of a percentage point on Tuesday to 4.35 per cent.